Conventional wisdom suggests that it is prudent to finance assets with the appropriate debt structure.

Whilst there are anomalies, it is sound risk management to finance long-term assets (such as land, buildings, equipment and similar fixed assets)with long term debt and short term assets (such as receivables and inventory) with short term debt.

There are a variety of financial products available to enable a business to term out its debt structure, including some specialty structures which have characteristics of debt and equity, e.g. subordinated debt (also known as mezzanine debt).

Balquhain will source the most competitive debt products to suit your company's profile